July 2025 Newsletter
Bainbridge Summer Vibes + Fire Pit Tips + A Backyard Recipe You’ll Love
Summer is in full swing here in Kitsap County, and we’re celebrating the season with tips to protect your home, updates on community events, and a fresh, summery recipe you’ll want to save. Read on for fire pit safety advice, what’s happening on Bainbridge Island this month, and how to make sure your insurance is keeping up with your life.
Home Insurance Focus: Fire Pit Safety
Backyard fires are one of the best parts of summer—but they come with risks that many homeowners don’t realize aren’t fully covered by their standard policy.
5 Fire Pit Safety Tips to Know:
Keep your pit at least 10 feet away from your house, trees, or fences
Never burn trash, construction debris, or pressure-treated wood
Always keep a water source nearby (bucket or hose works)
Don’t leave the fire unattended—even for a second
Check your local burn ban status before lighting up
If you’re not sure whether your setup is protected or not, let us help. We’re happy to review your coverage and make sure you’re safe for summer evenings around the fire.
Click here to schedule your review.
Backyard BBQs Come with Liability
Summer gatherings are fun—until someone gets hurt or something gets damaged. Your home or auto policy can only cover so much in a worst-case scenario.
That’s where umbrella insurance comes in. It provides an extra layer of liability coverage that kicks in after your base policies are maxed out. If you host parties, have a pool, or just want an extra layer of protection for peace of mind, it’s worth considering.
Ask us if umbrella insurance is right for your situation.
Join Us To Kick Off Sounds of Summer!
We’re proud to sponsor this year’s Sounds of Summer concert series with Bainbridge Island Metro Parks & Recreation. Come see us at:
Wednesday, July 9
6:30–8:30 PM
Battle Point Park
Featuring live music from Backyard Jellyroll
We’ll be there with yard games, a hydration station, and good vibes. It’s free, family-friendly, and a perfect way to spend a Wednesday night.
Hitting The Road? Make Sure You Are Road Trip Ready.
Whether you’re heading over the pass or hopping on the ferry, make sure your car is good to go. Here’s your quick insurance checklist before a summer road trip:
Up-to-date insurance ID cards (print or digital)
Glass/windshield coverage
Rental car add-on if you’re flying or driving long distance
Roadside assistance (worth it for peace of mind)
Don’t let a breakdown or accident slow your summer. If you’re not sure what you’re covered for, reach out—we’ll check it for you.
Life Insurance: Do I Really Need It If I Don’t Have Kids?
Short answer: yes. Long answer: life insurance does more than protect kids or spouses.
If you have student loans, a mortgage, aging parents, or anyone who might be financially impacted by your absence—it matters. Plus, locking in life insurance while you’re young and healthy often means a lower rate for years to come.
It’s not about fear. It’s about planning ahead. If you’re curious, we can show you real quotes with no pressure and no spam.
Thank You for the Nominations - We Made It to the Final Round!
Thanks to your support, we made it into the final voting round for The Best of Bainbridge 2024. We are truly honored.
Voting opens July 1 and runs through July 20.
You can vote once a day at:
www.bainbridgereview.com/contests
Every vote counts—we’d love your support!
Local Highlights: An Island Independence Day
Street Dance
Wednesday, July 3
6:00–11:00 PM | Winslow Way
Live bands, food trucks, and a high-energy downtown block party. Don’t miss it.
Grand Old 4th of July
Thursday, July 4
Downtown Bainbridge
Pancake Breakfast: 7:00–11:00 AM
Street Fair: 9:00 AM–5:00 PM
Classic Car Show: 9:00 AM–2:00 PM
Kids Zone: 10:00 AM–4:00 PM
Parade: 1:00 PM
Find full event info at:
https://bainbridgechamber.com/grandold4th
Need a Mid-Year Insurance Review?
If you’ve had a life change—new job, big purchase, new driver, home improvements, or started a business—this is the perfect time for a quick policy check-in.
We’ll make sure your coverage still matches your life and budget.
Click here to schedule a free review or reply to this blog post—we’re here when you need us.
Stay safe, stay cool, and see you at the concert!
– The Timm Insurance Agency Team
