August 2025 Newsletter

August is that sweet in-between. Summer isn't over yet, but back-to-school prep, last-minute camping trips, and late-night grocery runs say otherwise. As you squeeze out every drop of this golden season, we’re here to help make sure your coverage keeps up with all the action.

Back-to-School Means More Traffic. Are You Covered for It?

Whether you’ve got a new teen driver heading to high school or you’re just braving the crosswalk chaos again, this is a great time to review your auto policy. A quick check-in now can save you a headache later.

What we can help you with:

  • Student driver discounts

  • College-bound car coverage

  • What happens when your kid borrows a friend’s car (or vice versa)

Need a quick review? Text or call us. It takes less than 15 minutes.

Summer Projects? Let’s Talk Coverage

Did you finally install that backyard fire pit? Upgrade the kitchen? Convert the garage to a workspace?

If you’ve made any major home improvements this summer, your homeowners policy should reflect those changes.

What counts:

  • Finished basements

  • Detached sheds, shops, or home offices

  • Roof, HVAC, or appliance upgrades

Renting out a room or listing on Airbnb? Let’s double check that your current policy still works for that setup.

Why Life Insurance Actually Makes Sense Right Now

Late summer is a perfect time to knock life insurance off your someday list. It’s usually more affordable than you think, and the process is easier than ever, no medical exams required in many cases.

You don’t need to be elderly, have kids or know all the terminology. You just need to care about your future, want to protect your family (or your income, and get answers from someone who will explain it plainly.

We can do that. No pressure, just honest guidance.

Community Corner

Late Summer in Kitsap: 5 Hidden Gems to Explore Before the Rain Returns

August in Kitsap County is a golden window—long days, warm water, and just enough breeze to make being outside feel like magic. Before schedules tighten and skies gray, here are five local adventures that still feel a little under-the-radar:

1. Guillemot Cove Nature Reserve (Seabeck)
Tucked into the forest with peekaboo views of Hood Canal and the Olympic Mountains, this quiet reserve has just enough trail variety to feel like a mini-adventure. Bonus: the “Stump House” makes a great spot for curious kids or Instagrammers alike.

2. The Poulsbo Tunnels
Yep—real tunnels under the historic downtown. Not open for tours, but there are plaques and a ton of local lore about their Prohibition-era past. Pair it with a stop at Sluys Bakery for the Viking Cup. Trust us.

3. Manchester State Park (Port Orchard)
A former torpedo warehouse turned forested waterfront park? That’s peak Kitsap. It’s a great place for picnics, tidepooling, or catching the sunset behind the Seattle skyline.

4. Suquamish Museum + Chief Seattle’s Grave Site
Small but powerful, the Suquamish Museum gives a respectful, moving look at the heritage of one of the region’s first peoples. Walk next door to pay respects at Chief Seattle’s resting place, overlooking the water that bears his name.

5. Kayaking Liberty Bay
Rent a kayak (or bring your own) and paddle out from Poulsbo Marina. Liberty Bay gets calm in the evening, and if you’re lucky, you might see bioluminescence start to shimmer beneath your paddle.

August always feels like it’s trying to hang on to summer while rushing into fall. If you're feeling the chaos, we get it. We’re here to make one thing easier—your insurance. Whether you need help with coverage, just have questions, or want to check in on your policy, we’re ready when you are.

Recipe Of The Month

Megan Timm

Making peace of mind, easy to find.

https://www.timminsuranceagency.com
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July 2025 Newsletter